Presented byHope Mazzola |
Enter the circular drive to where a beautiful 4 BR/3. 1 BA stone and shingle "splanch" sits majestically at the peak of almost 2 acres of landscaped and private property. What is a 'splanch'? Half ranch (left side of house) and half split (right side of house). The double wide entry leads to an expansive formal living room with large windows and wood floors. Then, on into the Formal Dining Room with the 3 season screen room attached - perfect for entertaining and those summer dinners. The kitchen is the front of the house with dining area, a powder room and convenient access to the 2 car garage. On the right side of the house - the main entry hall leads up to the spacious Primary Suite with a private balcony overlooking the back yard, 2 well-proportioned bedrooms with wood floors and a large hall bath. 7 steps down from the main entry hall is a very large Family Room with floor-to-ceiling fieldstone hearth and sliders to the back patio, yard and pool. There is another bedroom and a full bath on this level. 7 stairs down and you will be in the large Playroom/Recreation Room and access to the expansive storage room with mechanicals. The beautiful and private property encompasses considerable landscaping that blooms throughout the year, including specialty roses and lots of different (and amazing) perennials. The back yard is level and beautiful and showcases the fenced inground pool. This is a fantastic offering with spectacular seasonal reservoir views. . . hard to find but easily updated, this is a true diamond in the rough. Taxes do not reflect STAR of $1, 652 for those who qualify. Make it a point to call today for your appointment!
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.714.0090
HopeMazzola@Gmail.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,483 | $1,483 | $1,483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,844 | $4,235 | $5,898 |
Total Monthly Payment | $5,419 | $5,810 | $7,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.