Welcome to your dream townhouse nestled in the charming neighborhood of Highland Mills, where contemporary meets comfort in the sought-after Timber Ridge community. Picture this: a home that checks all the boxes four generously sized bedrooms, three full baths, and an array of updates that promise to ease your moving woes. Step into this end unit and be greeted by soaring cathedral ceilings and a flood of natural light that enhances the freshly painted walls and cozy carpeted bedrooms. The open-plan design invites gatherings, while the renovated walk-out basement provides an extra layer of living space, perfect for entertainment or relaxation. Outdoor aficionados rejoice! The Woodbury Community Garden is less than a stroll away, placing nature's tranquility right at your doorstep. Additionally, with Harriman Train Station nearby, commuting or escaping on weekend adventures is as easy as lacing up your shoes. Adding to the allure, the home boasts a brand-new roof, driveway, walkway, and garage doors, not to mention a large two-car garage with ample storage. Prefer a home that's ready to live in from day one? This gem is available fully furnished. With a recent FHA appraisal valuing the property at $470K, and a motivated seller, this home isn't just a purchase; it's an investment in your future. Don't just buy a house, buy a lifestyle! The keys to your new life await.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $750 | $750 | $750 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,231 | $2,231 | $2,902 |
Total Monthly Payment | $3,056 | $3,056 | $3,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.