One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Welcome to the sought after Chuluota/Oviedo community Trails of Seminole and this single story home offering a large . 24 ACRE CUL-DE-SAC LOT, ideal SPLIT BEDROOM FLOOR PLAN with formal and family spaces, a spacious EAT-IN KITCHEN, 12x24 SCREENED LANAI and ZONED FOR A-RATED SEMINOLE COUNTY SCHOOLS! Updates to this home include a NEW WATER HEATER (2024), NEW A/C (2019) and NEW ROOF (2018). There are stylish WOOD LOOK TILE FLOORS throughout your main living areas starting in your formal living and dining areas; gather with family or entertain friends with ease or flexible to use however your family might need. The OPEN CONCEPT and VAULTED CEILING add to the light and bright feel as you follow the natural flow into the generous family room and eat-in kitchen. The home chef will appreciate the ample cabinet and counter space, STAINLESS STEEL APPLIANCES, large center island with a second sink and additional storage open to casual dining in the dinette with sliding glass door access to the SCREENED LANAI and FENCED BACKYARD. The split bedroom layout delivers privacy in the well appointed PRIMARY SUITE with another vaulted ceilings, DUAL CLOSETS and a large en-suite bath with exterior access should you add a pool in the future! The remaining bedrooms give you flexible options and room to grow, sharing a second full bath. The expansive lanai and fenced yard are the perfect blank canvas to create the outdoor space of your dreams with mature landscaping and storage shed already in place! Zoned for top-rated schools, and located in a quiet and friendly community with a LOW HOA, just a short commute to 419, E Colonial, 408, 417, UCF and 30 minutes to Cocoa Beach, 45 minutes to Daytona Beach, 35 minutes to Theme Parks, 15 minutes to Waterford Lakes Town Center, with local shopping, dining and so much more! Schedule your showing today and start making memories in your new HOME SWEET HOME!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,161 |
Total Monthly Payment | $2,708 | $2,708 | $3,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.