Searching for a Spacious Home with Privacy and Country Living? Look no further! Residing on this property is a spacious Colonial, Full Front Porch, Large Entertaining Deck with Expansive Retractable Awning, 2nd Deck is overlooking the grounds and In-Ground Pool new liner in 2021 and converted to Salt Water, 2 Campfire Pits, this has the feel of Stay-vacay plus lots of Country Year Round Events. Newer roof installed in 2022 of December. This home has been maintained and re-designed. Large family? Or Family gatherings makes this Large Formal Dining Room an extra Plus for everyday living or Holidays! Want a Spacious Primary Bedroom that is 25x20 not including the Sitting Area/ Office or maybe you need a connecting Nursery whichever fits your needs it's there. Primary Bath was remodeled in 2021. This is a "Need to See" Wallkill Schools! All this on almost 2 Acres.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $892 | $892 | $892 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,086 | $3,083 | $3,978 |
Total Monthly Payment | $4,070 | $4,067 | $4,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.