411 NARROWLEAF Drive, St Johns, FL, 32259 | $489,000
Welcome to this beautiful 3 bedroom, 2. 5 bath home in desirable Rivertown. This home features an open floor plan with a loft, casual dining and a large, fenced yard that's ideal for entertaining family and friends. Upon entering, you'll notice flowing wood-like tile floors, a modern light color palate, and sight lines that extend throughout the home. The kitchen is well equipped with solid surface counter tops, stainless steel appliances, a large island and lots of cabinet storage space. The kitchen flows into the casual dining area and family room, making this area perfect for any gathering. Enjoy relaxing in the privacy of the screened lanai or playing volleyball in the large, fenced yard. There's a spacious primary suite with a large walk-in closet and a spa inspired bathroom complete with double vanities, a soaking tub and walk-in shower. This home provides endless possibilities with a loft and two additional bedrooms. Rivertown is in St Johns County, Florida renowned for top-rated schools and convenience to everything. Community amenities include: Clubhouse, swimming, tennis, playgrounds, exercise room, a boat dock and much more. Welcome home!
Features
- Amenities: Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Upper Level
- Style: Traditional
- Year Built: 2020
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,062
- Acreage: 0.1
- Est. Taxes: $5,524
- HOA Fee: $55 Annually
- View: Water
- Water Front: Yes
- Elem. School: Cunningham Creek
- Middle School: Switzerland Point
- High School: Bartram Trail
- Appliances: Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
- MLS#: 2029054
- Days on Market: 170 days
- Website: https://www.raveis.com
/prop/2029054/411narrowleafdrive_stjohns_fl?source=qrflyer
Listing courtesy of WATSON REALTY CORP
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
411 NARROWLEAF Drive, St Johns, FL, 32259
$489,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,669 | $2,600 | $3,354 |
| Total Monthly Payment | $3,204 | $3,135 | $3,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388