Welcome Home to this 4 bedroom 2 bath home located in beautiful Lake Mary, Florida. Once you stand on the oversized front porch you will enter the front door and notice the large stone fireplace located in the Living Room. Living Room has plenty of natural lighting, pass through to the kitchen, new carpet installed in 2024 and a sliding glass door which leads to your spacious screened in back patio. You will have plenty of privacy in your fenced in backyard which is large enough to add a pool. You also have a shed for extra storage. Cook dinner in your kitchen while still entertaining guests in your living and dining rooms. Kitchen includes all stainless steel appliances, new cabinets and counter tops were installed in 2024. There is space for a small table in your kitchen or enjoy larger meals in your dining room located right off the kitchen. All bedrooms had new carpet replaced in 2022. Primary bedroom has an en suite with vanity, shower and plenty of closet space. Hall bathroom has a tub and newer vanity. Washer and Dryer is included and located in the garage. Garage features a workbench, shelving, attic storage with wood flooring and even an attic fan and wood ceiling. Garage also has a garage door opener and an extra side door. New Insulated, double pane windows were installed in 2019 and new plumbing in 2017. Enjoy the community park and playground which also has a boat ramp for your kayaks and canoes. WELCOME HOME
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$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,565 | $2,499 | $3,224 |
Total Monthly Payment | $3,050 | $2,984 | $3,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.