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5 Wilder Street, Montpelier, VT, 05602 | $349,000
Charming, adorable, cute…this home is all that and more. Set up on a hill, this home is NOT in a flood zone. Walkable to downtown, Hunger Mountain Co-op and Shaw's Grocery in addition to banks, 2 movie theatres, lots of coffee shops, restaurants, pharmacy, schools, parks, and state offices to name a few. So many improvements have been made since 2016: removed carpeting and refinished all the hardwood floors, tiled kitchen floor, remodeled bathroom, replaced sewer line, added drainage. Multiple weatherization and Efficiency Vermont remodeling has been done: water heater, insulation, dryer vent, bathroom vent, all lightbulbs replaced with energy efficient bulbs, stove, refrigerator, washer, dryer. Brand new this week, two new heat pumps! 1200 BTUs on the main floor and 900 BTUs on the second floor. There is capability of adding more on the same compressor. The roof is called a mansard roof, indicative of the "Second Empire architecture. " The upper part of the roof was replaced in 2011 with a metal one by a previous owner. The current owner had its sealed in 2016, then in 2024 replaced the shingles on the part that fans out. This home is in tip top shape and ready for you to enjoy with friends and family. Be sure to check out all of the available financing optios available such as first time homeowner down payment assistance.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Victorian
- Year Built: 1890
- Heating: Oil,Forced Air,Heat Pump
- Cooling: None,Mini Split
- Basement: Concrete Floor,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,326
- Acreage: 0.24
- Est. Taxes: $8,705
- Lot Desc: City Lot,Landscaped,Walking Trails,Near School(s)
- Elem. School: Union Elementary School
- High School: Montpelier High School
- School District: Montpelier School District
- MLS#: 5006205
- Website: https://www.raveis.com
/prop/5006205/5wilderstreet_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024Listing courtesy of BHHS Vermont Realty Group/Waterbury Phone: 802-244-5155
Listing Agent: Filomena Siner
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Wilder Street, Montpelier, VT, 05602
$349,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $725 | $725 | $725 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,394 |
| Total Monthly Payment | $2,658 | $2,656 | $3,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484