This 2 bedroom, 2 bath home is located in a quiet neighborhood in the center of Port Charlotte and offers ceramic tile in main living areas, blinds throughout, dining area with built in buffet, screened and tiled lanai and open patio in rear of the home, and screened and tiled lanai in front of home. Kitchen boasts warm wood cabinetry and breakfast bar that opens to the dining area and family room for easy entertaining. Master bedroom has sliders leading to the family room and has a private en suite bath. The large bonus room is used as an office/utility room and could be turned into a 3rd bedroom. The separate concrete block stucco building built in 2022 is currently set up as a workshop/storage building but is constructed to be built out as a separate guest suite. So, there is lots of flexibility in arranging your living space. Other key features include storm shutters, new roof in 2022, new roof and screen on rear lanai, extended parking pad, stately shade trees in front of home, and public water for convenience and reliability. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, Peace and Myakka Rivers, and the blue waters of the Gulf of Mexico. Just a short distance to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. Great home in a great neighborhood.
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
Total Monthly Payment | $1,664 | $1,663 | $2,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.