Nestled in the desirable East Side/Boulevard/Miriam neighborhood, this charming Colonial home exudes character and offers spacious living in its 8 rooms and 4 bedrooms. Upon entering the first floor, you are welcomed into a living room adorned with a classic fireplace, perfect for gathering and relaxation, opening to a formal dining room ideal for hosting dinners and celebrations. The eat-in-kitchen is complete with a pantry. A den adds versatility, suitable for a home office or a cozy retreat. Convenience is at hand with a lavette on this level, offering additional comfort for guests. Ascend to the second floor where four generously sized bedrooms await, each offering comfort and tranquility. A full bathroom on this floor ensures convenience for the entire household. The outdoor spaces of this home are equally inviting, featuring a screened porch where you can unwind and enjoy the fresh air. A shed provides storage for outdoor equipment and tools. This property is brimming with potential and awaits your personal touch to transform it into your dream home. Additional photos to follow.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,673 | $2,673 | $3,477 |
Total Monthly Payment | $3,211 | $3,211 | $4,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.