Welcome to 3078 Silvermines Ave. located in the heart of Halifax Plantation's pristine community. This 3 Bedroom 2 Bathroom home totaling over 1900 sq ft of living space was built by Vanacore in 2020 and is in EXCELLENT condition. Enjoy your open floor plan upon entry to your Ranch-Style home featuring stone accent on your front porch. The living area flows seamlessly into the kitchen and dining space, with accessibility through sliding glass doors to your covered back patio. Enjoy your spacious backyard with frontage to the 16th hole tee box of Halifax Plantation's Golf Club. Your primary bedroom features trey ceilings, a beautiful en suite with separate shower and jetted tub, and the walk in closet you've been dreaming of. The layout offers privacy with both guest bedrooms and full guest bathroom on the opposite end of the home, adjacent to the living area. Schedule your showing today. Get a $1, 500 LENDER CREDIT when using our preferred lender.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,767 | $2,764 | $3,508 |
Total Monthly Payment | $3,443 | $3,440 | $4,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.