Discover the perfect opportunity to own your first home in the stunning gated community of West Shore Village! This beautifully updated one-bedroom ground-floor villa is being sold fully furnished, making it an ideal choice for those looking to start their homeownership journey or downsize to a more manageable space. With a spacious enclosed lanai and a one-car garage with additional storage, you'll have plenty of room to enjoy your new home.
West Shore Village offers an unparalleled living experience, featuring a wide range of amenities designed to enhance your lifestyle. Take advantage of the tennis and pickleball courts, challenge friends to a game of shuffleboard or horseshoes, or simply relax in the spectacular geo-thermal heated and cooled swimming pool. The community clubhouse is the perfect place to socialize, with a pool table, library, and numerous engaging activities throughout the year.
The location of this ground-floor villa is truly exceptional, providing direct access to the serene Clam Bayou Nature Preserve and the Pinellas Trail, where you can enjoy walking, biking, bird watching, and kayaking. The shaded park nearby offers charcoal grills and picnic tables, perfect for outdoor gatherings with family and friends. When you're ready to explore further, the beautiful Gulf beaches and the vibrant downtown area, with its excellent restaurants, museums, and shopping, are just a short 10-minute drive away.
Don't miss this rare opportunity to own a piece of paradise in St. Petersburg. Say goodbye to throwing money away on rent and hello to the joy of homeownership in this fantastic community. Schedule a viewing today and take the first step towards making this ground-floor villa in West Shore Village your new home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $171,200 | $171,200 | $171,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $15 | $15 | $15 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,139 | $1,138 | $1,468 |
Total Monthly Payment | $1,229 | $1,228 | $1,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.