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243 South Main Street, Richford, VT, 05476 | $219,900
Welcome to this exceptional property in the heart of Richford, VT! Built in 1880 and boasting 2, 868 finished square feet, this versatile property offers a unique blend of commercial and residential opportunities, perfect for owner-occupants and investors alike. Currently set up as a spacious 3-bedroom unit with 2 bathrooms, this property features a completely renovated main level with a spacious kitchen, currently used as a rental. The attached 2-3 car garage and wrap-around porch enhance its appeal. Prominently located as you enter Richford Village, the property also offers off-street parking at two locations. The second floor awaits renovation with additional bedrooms and a full bath already plumbed, providing a blank canvas for your vision. With its multi-use zoning and recent updates, this property is ideal for various uses, including commercial ventures, shared living, and residential occupancy. Situated in a vibrant community and featuring modernized systems and utilities, this property is not just a place to live or workâit's a canvas for your entrepreneurial and residential dreams. Don't miss out on this rare gem that combines commercial and residential potential in one versatile package. Contact us today to explore the endless possibilities this unique property has to offer!
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Style: Victorian
- Year Built: 1880
- Garage: 2-car Garage
- Heating: Baseboard
- Cooling: None
- Basement: Dirt Floor
- Approx Sq. Feet: 3,568
- Acreage: 0.3
- Est. Taxes: $4,223
- Lot Desc: City Lot
- Elem. School: Richford Elementary School
- Middle School: Richford Jr/Sr High School
- High School: Richford Senior High School
- MLS#: 5006025
- Website: https://www.raveis.com
/prop/5006025/243southmainstreet_richford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024Listing courtesy of RE/MAX North Professionals Phone: 802-655-3333
Listing Agent: Tamithy Howrigan
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
243 South Main Street, Richford, VT, 05476
$219,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $352 | $352 | $352 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,170 | $1,156 | $1,484 |
| Total Monthly Payment | $1,597 | $1,583 | $1,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484