Welcome to this Peaceful Paradise home which has all the BELLS & WHISTLES on a CUL-DE-SAC!! You want UPGRADES look no further! This Waterford house is prepared to accept its new owners with open arms. Upgrades are as follows. Roof replaced in 2022, 2-Three-ton HVAC's both have UV Lighting Halo air purifiers and electronic air filters installed 2023. HVAC ADDED BONUS, some parts have warranties that last to 2033 and 2035 WOW! Screened in garage great for ventilation installed 2023. All impact windows and sliding glass doors installed 2020. Ceramic tile on the first floor was installed 2022. Hardwood floors in all bedrooms upstairs and office on the first floor was installed 2018. Updated Kitchen with Quartz counter tops and Carpet leading to the upstairs was updated 2022. All appliances in the kitchen are only three years old. Washer & Dryer two years old. Brand new dishwasher (Nov. 2024). As you drive up to the home you will see that the curb appeal is an owner’s dream. Lush and vibrant landscaping frames the home, providing a serene and attractive setting that is sure to impress. As you enter the home, you will be greeted by a spacious foyer with huge ceiling heights, which creates a welcoming atmosphere, setting the tone for the elegance found throughout the rest of the house. The first floor has easy care ceramic tile. Next to the foyer, you can have your own office with French doors and hardwood flooring. Moving into the great room is the perfect place to entertain and see the best views of your fenced in backyard and sunsets. Adjacent to the great room is a spacious kitchen, breakfast area and an air-conditioned oversized pantry. A formal dining room provides an elegant space for hosting memorable dinners. Next to the kitchen is a half bathroom that leads to the backyard. As you walk upstairs, you'll hold onto the wooden handrail and the staircase is carpeted for added comfort. This staircase leads you to the loft, a versatile space perfect for a TV room, play area, office whatever you can imagine. Upstairs, you'll find three large bedrooms, each featuring hardwood flooring that adds a special touch of elegance. The combination of spacious rooms and refined flooring creates a warm and inviting ambiance. Between the two bedrooms, there is a full bathroom featuring tile flooring, adding a touch of sophistication and easy maintenance. Master bedroom with Trey ceilings, TWO walk-in closets, stunning tile flooring, linen closest, granite countertops, double sinks, garden tub for relaxing after a long day at work and a walk-in shower. Outside, you'll find a charming, screened lanai, perfect for enjoying the outdoors. The area is enhanced by two oversized awnings, providing ample shade and comfort. The private backyard is ideal for entertaining guests, offering plenty of space and privacy. The Waterford neighborhood is well-maintained residential community. Enjoy LOW HOA fees! ONLY $270 a quarter! NO CDD fees! Waterfords heated community pool is just down the street. Publix grocery store is just around the corner at Gateway Commons shopping plaza. Being close to I-75 makes it simple to get to Bradenton / Sarasota in the South or Tampa/St. Petersburg in the North. Make this magnificent, move-in ready home your own by scheduling a showing right now!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,720 | $372,720 | $372,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,480 | $2,477 | $3,196 |
Total Monthly Payment | $2,785 | $2,782 | $3,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.