HIGH AND DRY! This home has never flooded. Elevation certificate available. Oldsmar is certainly Tampa Bay’s best kept secret; halfway between world-class beaches (#1 in the U. S. ) and Tampa, this is the prime location for a homeowner that wants it all. The peninsula of Oldsmar is one of Tampa’s most sought-after neighborhoods, named the #8 safest city in Florida, direct access to the bay, four (4!) parks within walking distance, and some of the best schools in the area. Backing up to a nature preserve, this 4 bedroom, 3 bathroom home on a private cul-de-sac boasts over 2, 733 square feet of extremely practical living space. The build quality on this home is superior and is perfect for owners to truly enjoy the Florida lifestyle – modern TILE flooring throughout the first floor, 10+ foot ceilings on both floors with oversized 6 inch baseboards (WOW), plantation shutters on all windows, remote-controlled Hunter fans throughout, home audio system, and pocket sliding doors that fully retract for true INDOOR / OUTDOOR living leading to a spacious, sunny patio area compete with a swim spa, outdoor television, and outdoor kitchen area. The Owner’s suite features cathedral ceilings (13 ft+), sliding glass door that leads to the patio, walk-in closet, and spacious bathroom with dual vanity, soaking tub, tile shower, and separate toilet room. Enjoy 20+ ft of counter space in the kitchen, updated hardware, and beautiful cherry wood cabinets with under-cabinet lighting. A massive pantry adjoins the kitchen area complete with 5 levels of shelving that take advantage of the ceiling height. Upstairs you’ll find two additional bedrooms connected via catwalk and huge jack-and-jill bathroom. Windows in the bathroom points south and paint beautiful pictures of the nature preserve and the bay. Outside, exterior was recently painted, top-of-the-line ADT security system (2022) on all windows and doors, Ring cameras throughout, and immaculate landscaping with vinyl fencing and a sprinkler system by Rainbird. Did we mention the garage?! 3-car garage that holds as much stuff as you can think of – try finding that anywhere else in Tampa! The garage also has a full screen that pulls down to cover the garage opening and enjoy fresh air. The City of Oldsmar is a Golf Cart friendly community with access to a public boat ramp, kayak launches, fishing piers, parks, playgrounds, trails, bars, restaurants, shopping and more! Homes like this DO NOT come up for sale often – this small neighborhood includes newer homes, and is surrounded by a nature preserve and public beach park only steps away. Owners will consider ALL offers and offer seller financing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $708,000 | $708,000 | $708,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,592 | $4,533 | $6,216 |
Total Monthly Payment | $5,141 | $5,082 | $6,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.