Under contract-accepting backup offers. WELCOME to this CHARMING COASTAL 3-Bedroom, 2-Bath home nestled in the desirable Indian Rocks Beach Community. This beautifully maintained, move-in ready home sits on an oversized fenced-in lot offering fantastic private outdoor entertainment spaces.
Inside, it features an open kitchen and living area complete with stainless steel appliances and beautiful granite countertops. The elegant primary suite offers a private retreat with an oversized closet, a spacious en-suite bathroom that includes an enclosed laundry area and direct access to the lanai and outdoor living space. The two additional bedrooms provide comfortable living space for family or guests and share a second bathroom, complete with a newly updated vanity and blue coastal tile floor.
Step outside to your expansive Florida entertainment area, which includes a covered screened lanai with a wet bar that extends to a spacious patio with a newly screened bird cage style enclosure, complete with electric and a grill gazebo. Perfect for hosting your beach guests in a lush tropical setting.
This home also includes a spacious carport offering ample covered parking spaces for your car and/or golf cart with extra storage provided in the large shed for all your beach essentials. In addition, New hot water heater 2024.
This home is situated in a unique area of this friendly beach community, where beautiful homes and scenic surroundings create an inviting atmosphere for neighbors to enjoy walking and socializing nightly around the local loop. Additionally, residents have exclusive access to a community boat ramp, making boating easy and convenient. This highly sought-after community allows weekly rentals, making it an ideal choice for a beach residence, vacation home or investment property. Indian rocks beach (IRB) offers that quaint small-town beach charm with convenient access to our stunning gulf coast beaches, local restaurants, and local parks offering pickleball, basketball, baseball, tennis, playgrounds, and a skate park. Experience the best of coastal living with this charming property, ideal for both relaxation and entertainment. This is a fantastic opportunity to own your IRB beach home!
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $792 | $792 | $792 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,137 | $5,132 | $6,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.