3440 Downing STREET W, Englewood, FL, 34224 | $669,900

GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner’s suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and ensuite bath with a step-up tub, dual sinks and a vanity station. Check out the true garden shower! The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass, Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property.

Features

  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 92 x 100
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,869
  • Acreage: 0.21
  • Lot Size: 92 x 100
  • Est. Taxes: $6,568
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina
  • View: Pool, Trees/Woods, Water
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6137409
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/D6137409/3440downingstreetw_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 4:01:56 AM)
Listing courtesy of KELLER WILLIAMS REALTY GOLD   Phone: 941-473-7399

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3440 Downing STREET W, Englewood, FL, 34224

$669,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,920 $535,920 $535,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $547 $547 $547
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,256 $3,210 $4,235
Total Monthly Payment $3,895 $3,849 $4,874

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.