Well kept and maintained property by original homeowner until May 2022 and hardly used by 2nd single occupant owner until June 2024.
2022 new roof, 2019 new HVAC, updated kitchen appliances, good condition W/D. lots of light by kitchen solar tube and enjoyable 13X28 hot tub in screened back porch.
2023 upgrades include new water heater, hot and cold in-coming water lines, key pad +4 garage door openers, garbage disposal, sensor security, solar lights on all sides of the house, flowers and fruit trees added to landscape. Extended 2nd wood floor bedroom could be used as a family, work studio, man cave etc. .
Cable, full clubhouse use, RV private parking lot, Golg cart and walking trails, library, Tenis, Pickel ball and Bunco among other sports courts, indoor pool with hot tub, exercise room, lighthouse recreation center, waterfront day-dock, fishing pier and waterfront screened picnic pavilion are included in HOA's $205 monthly assessment amenities as well as the community taxes, management, maintenance and reserves funds.
This house is moving ready in the Royal Harbor 55+ active community Tavares Next to Mount Dora< Ustis, and Leesburg, FL.
Seller is offering a good condition John Deere riding mower with fertilizer spreader, hot tub supplies, and gas grill with 2 tanks as a bonus to reasonable cash or pre-approved loan offers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,041 | $2,041 | $2,655 |
Total Monthly Payment | $2,420 | $2,420 | $3,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.