LET'S GO TO CAMP! Tucked in on 9. 5 acres which you will access year-round. Land has a nice small brook going through. Plenty of open space for parking but surrounded by trees/forest for privacy and perfect for watching lots of wildlife. You can't be seen from the road. Snowmobile trail is accessed from the rear of the property. Back Lake Road is open to ATV travel and gives access to the extensive trail system. The cottage is finished with the warmth of pine inside. Not large but very comfortable. High ceiling with nice wood beams in the main room area. Center fireplace separating the kitchen and living room. All-nighter woodstove hooked to that chimney too. 2 bedrooms, a small loft, 3/4 bath and an 8x18 three season porch giving more space. All furnishings stay except for a couple items making it easy to use right away after closing. Good shed building for storage. Close to town services, gas & diner, gift shops. You can walk or ride to 1840 Restaurant for dinner. Enjoy owning your own cottage to use as you please! (Cancelled prior contract is for no reason due to the property)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,094 | $1,094 | $1,422 |
Total Monthly Payment | $1,347 | $1,347 | $1,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.