Price Reduced!! Don't miss this exceptional opportunity to own a beautiful home in the highly desired Oakstead community. This spacious 4-bedroom, 2-bath home is located in the Keswick gated village, just a short distance from the community entrance and recreation center. Positioned on an oversized corner lot, the home offers both privacy and ample space for outdoor activities and entertaining. You enter the home through an elegant entryway that transitions into the formal living room and dining room areas, featuring 11-foot ceilings and large windows for natural light. The kitchen offers stone countertops with extra counter space for a desk, a pantry, and room for a dinette table. The master bedroom is designed as a separate hallway and suite from the remaining three bedrooms and bath. The master bedroom includes a master bath with dual sink vanities, garden tub, and walk-in shower. The master walk-in closet (12 ft. in height) has shelving and ample space for clothes and storage. The flow of the home is very comfortable and inviting, leading to the outdoor screened lanai and backyard. Additional enhancements include: Luxury Vinyl flooring in all bedrooms, new bathroom shower heads and toilets, a new gas water heater installed in 2023, a roof replaced in 2021 with a transferable warranty, a well-maintained a/c unit from 2012, and an outdoor sprinkler system. The Oakstead community is a quiet community that does not feel congested and is located on 45 beautifully manicured acres including 65 ponds, nature paths, and a community clubhouse with pool, tennis courts, sports fields, a playground, and a fitness center. The Oakstead Elementary School is located right in Oakstead and the high schools are within a mile from the community. Oakstead is conveniently located about 30 minutes from Tampa International Airport and the Westshore Business District. It is also about 30-45 minutes from St. Petersburg and Clearwater beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,880 |
Total Monthly Payment | $2,894 | $2,892 | $3,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.