Rare find true two bedroom 2 bathroom in the Heart of Woodside, perfectly located to all. Apartment has an open foyer that leads into the Livingroom. Principal Bedroom is large enough for a King size bed and accompanying furniture with full bathroom and standup shower. The Kitchen is perfectly sized with cabinets and a table to eat. Dishwasher under the counter and stove is vented out the window for the avid cook. Second room is equally as large. 8 closets perfectly scattered throughout the apartment. This building has good financials, 20% down payment, will require board approval small Pets allowed. No Subletting allowed. Building has recently added ButterflyMX cloud based intercom system, new security cameras in and around the building and 2 renovated laundry rooms and the elevators have been modernized . The Rafolin Co-op, located at 65-15 38th Avenue, on the border between Woodside and Jackson Heights, is a very tidy, well-run building in an extremely convenient location. There are six subways lines nearby (F, E, M, R, and 7 local and express) and it's five minutes away from the Woodside station on the LIRR. Midtown Manhattan is 20 minutes away, and the Brooklyn Queens Expressway is one minute's drive from the front door. The apartments are generally small, but they are well-maintained. There is a live-in Super; large and clean laundry facilities; on-site parking (there's a waiting list) and storage lockers (also a waiting list) are available. It's a very nice Queens cooperative, and an excellent Manhattan alternative.
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,673 | $3,477 |
Total Monthly Payment | $2,837 | $2,765 | $3,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.