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55 Tompkins Road, Esopus (Union Vale), NY, 12585 | $409,900
Legal two Family located on 2. 43 acres. This side by side two family has a private pond, lots of parking, gazebo and is nicely set back from the road. The three-bedroom apt has an extra bonus room for a possible 4th bedroom or office with private entrance. Most floors are real hardwoods. This unit is now vacant due to the sale of the home. Freshly painted, large eat in kitchen with skylight and pantry, breakfast nook and formal dining room. With two full baths, your all set. The 2nd apartment is a 1 bedroom. The tenant is there until the end of Aug. No renovations during her term. Cooking is propane for this unit, electric for three bedroom. This is the Millbrook School district. Taxes are very affordable. As per owner improvements: The siding, most windows, gutters were all done in 2024, 2 boilers and baseboard within 10 years, Parts of the roof were replaced within 5 years. There are 2 separate concrete septic's. Fields were replaced. Separate electric, tenants pay for garbage also. This is a nice rental unit with cashflow ability of45, 600 gross a year or a great in-law home. Someone looking for a single family may also want to consider this one. Possibilities are endless and location is prime Real Estate.
Features
- Town: Esopus
- Bedrooms: 4
- Baths: 3 full
- Units: 2
- Style: Ranch
- Year Built: 1958
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Partial, Unfinished
- Approx Sq. Feet: 1,657
- Acreage: 2.43
- Est. Taxes: $4,470
- Lot Desc: Part Wooded, Sloped, Private
- View: Panoramic
- Water Front: Yes
- Elem. School: Alden Place Elementary School
- Middle School: Millbrook Middle School
- High School: Millbrook High School
- School District: Millbrook
- MLS#: H6319195
- Days on Market: 48 days
- Website: https://www.raveis.com
/prop/H6319195/55tompkinsroad_esopus_ny?source=qrflyer
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
55 Tompkins Road, Esopus (Union Vale), NY, 12585
$409,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $327,920 | $327,920 | $327,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $373 | $373 | $373 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,992 | $1,992 | $2,591 |
| Total Monthly Payment | $2,439 | $2,439 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535