324 SCENIC POINT Lane, Fleming Island, FL, 32003 | $699,900

PRICE REDUCTION ON FLEMING ISLAND!!!! Come home to breathe-taking sunrises over the St John's River! Your morning, afternoon and evening views are like a moving canvas! If you love fishing, shrimping, crabbing or any water sports, this is the home for you! And we have only covered the outside of this gorgeous home- the inside is beautifully maintained with numerous upgrades. This home is the ONLY unit in the community on the water with an elevator! There are 3 bedrms, 3-1/2 bathrms & includes a massive primary bedroom with built-in desk, headboard, two nightstands & multipurpose armoires. The kitchen includes a gas stove & comes with ample cabinet space, breakfast nook & pantry. Inside laundry on first floor with gas/electric hookup. Complete with intercom system in every room & on back deck. Outside grill stays, plumbed with gas line hookup. Stereo speaker system on all 3 floors & on the patio. SCHEDULE YOUR VIEW OF THE RIVER TODAY- and stay for a lifetime.

Features

  • Amenities: Barbecue, Cable TV, Clubhouse, Maintenance Grounds, Management - Off Site, Security
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Style: Other
  • Year Built: 1990
  • Garage: 1-car
  • Heating: Central, Electric, Heat Pump, Other
  • Cooling: Central Air, Electric, Multi Units
  • Approx Sq. Feet: 3,442
  • Acreage: 0.05
  • Est. Taxes: $2,887
  • HOA Fee: $147 Monthly
  • View: River
  • Water Front: Yes
  • Elem. School: Paterson
  • Middle School: Green Cove Springs
  • High School: Fleming Island
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Trash Compactor, Wine Cooler
  • MLS#: 2025255
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/2025255/324scenicpointlane_flemingisland_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

324 SCENIC POINT Lane, Fleming Island, FL, 32003

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,867 $3,721 $4,722
Total Monthly Payment $4,200 $4,054 $5,055

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.