Don't miss your opportunity! This spacious home is conveniently located close to town yet just outside it, with lovely views of the the Black River and a generous sized yard. 5 minutes to the co-op, movie theater, department stores, minutes to 91, and a short ride to Okemo or Magic Mountain. Enjoy the large eat in kitchen or fit the whole family in the formal dining room. Stay cozy by the wood stove in the winter, or walk out the sliding door to a private backyard and deck. A first floor primary bedroom with private bath and walk in closet make living in place easy, and a second bedroom complete the first floor. The 2nd floor has the potential to be a separate unit, with it's own full bathroom, kitchen, common area and 2 bedrooms. Seller had installed a brand new propane heating system as of last winter, that will last for many years to come. But wait, there's more! In addition to the main house, there's also a generous sized 2 bay garage & workshop space. At some point in the past there was a greenhouse/florist business operating there, now there's room for your imagination. Lot's of possibilities await! There is some work and TLC needed, and the house is being sold "as is. " Open House Sunday 7/21 from 11-2.
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Our Executive Mortgage Banker:
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$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,182 | $1,518 |
Total Monthly Payment | $1,813 | $1,797 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.