Discover the charm of country living with this beautifully constructed colonial home, nestled on a peaceful 2. 32-acre hillside just minutes from the historic heart of Litchfield. As you approach, the inviting front porch sets the tone for a home that's perfect for both relaxation and entertainment. Step inside to an open floor plan that radiates warmth and comfort, accentuated by hardwood flooring throughout the main level. The living room, with its cozy wood-burning fireplace, becomes the perfect gathering spot for family and friends. The kitchen, a blend of functionality and style, features a convenient breakfast bar, stainless steel appliances, and ample space for culinary adventures. Entertain in elegance in the large formal dining room or unwind in the den, both designed to cater to your lifestyle needs. A practical half bath with tile flooring and a laundry room add to the main level's convenience. Ascend to the upper level, where comfort meets luxury in the primary bedroom suite. Dual walk-in closets provide abundant storage, while the ensuite bath offers a spa tub, separate shower, and dual sinks for a private retreat. Two additional guest bedrooms and a full guest bath ensure space and privacy for everyone. The bonus/game room over the two-car garage, with its hardwood flooring, promises endless hours of fun and entertainment. Outside, the back deck offers a serene escape to enjoy the natural surroundings, while the front porch is the perfect spot for sipping your morning coffee. This special home is more than just a residence; it's a gateway to the lifestyle Litchfield is renowned for-hiking, biking, fishing, and swimming in Bantam Lake, not to mention the fine dining and rich history waiting to be explored. "
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Den | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Family Room | Fireplace,Hardwood Floor | Main |
Kitchen | Breakfast Bar,Hardwood Floor | Main |
Other | Upper | |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,917 | $2,917 | $3,793 |
Total Monthly Payment | $3,615 | $3,615 | $4,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.