Don't miss out on this BIG opportunity! This home is an expanded Augusta villa, and boasts 1, 856 sf of living space. The home has beige carpet in the bedrooms and main living space. This 2 bedroom , 2 bathroom split plan home, has an additional room with built in shelving and cabinets that can be used as an office, library, craft room, etc. Upon entering into the home, the expansive great room and formal dining room have cathedral ceilings. The primary suite has 2 closets, one of them is a walk-in. There is an en-suite bathroom with a dual sink vanity and walk-in shower. The guest bedroom is large and has a deep walk-in closet. The Florida room has been incorporated into the living space and allows for additional room to entertain. The kitchen has lots of room for storage, and a large island that opens into the informal dining area. New roof in July 2021, New AC unit installed July 2020, and the exterior of the home was freshly painted in November 2022. All of the big ticket items have been taken care of for you, and this home is ready for its new owner(s)!
On top of the World is a 55+ golf cart community with awesome amenities! There are 3 pools (indoor and outdoor), 2 fitness centers, 2 private 18 hole golf courses (separate membership required), as well as restaurants and entertainment. Come enjoy pickleball, tennis, bocce ball, or the billiards, and bring the grandkids to the playground and the pets to the dog park. There are multiple shopping centers accessible by golf cart. All of this in a gated and guarded 24/7 community, come see what OTOW has to offer!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,090 | $1,406 |
Total Monthly Payment | $1,219 | $1,218 | $1,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.