Offer must be submitted in writing and any concessions will be negotiated as part of the contract terms and conditions. Down a beautiful oak-draped street is this timeless home in city limits that has been meticulously cared for over the years. Newer updates include the custom accent wall with fireplace in the living room, built-in dining area with storage benches & table, and luxury vinyl plank flooring in the air-conditioned Florida room. YES, this bonus room has AC and is an OVERSIZED 17' x 11' space that could be an ADDITIONAL BEDROOM, office, home gym/yoga studio, den, or media/ library room. Those who appreciate mid century charm will love the gorgeous ORIGINAL WOOD FLOORING throughout and concrete block construction. The open floorplan and updated kitchen are additional outstanding features, as is the completely fenced-in BIG backyard and the TWO-CAR GARAGE (rare for a downtown neighborhood. ) This location cannot be beat: LAKE COMO is a prime spot because it is close enough to downtown to take advantage of restaurants & shopping, yet it feels like a quiet escape to focus on the important things in life. Walk or bike ride to neighborhood faves like Foxtail Coffee, F&D Woodfired, Charlie's Bakery, Mecatos, Smokemade Meats, Leguminati, Crispy Cones, & Hourglass Brewery. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,406 | $3,129 |
Total Monthly Payment | $2,761 | $2,761 | $3,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.