Walkability To Downtown Lakeland! Nestled In The Lake Morton Historic District, This 4 Bedroom 2 Bath Beautifully Updated Home Is Walking Distance To Lake Mirror, Lake Morton, And Downtown Lakeland Shopping & Dining. Major Updates Include NEW Roof (2024), New A/C (2023) and New Water Heater (2023). This Rare 100 Year Old Historic Landmark Property Is An Original Sears Roebuck Kit Home. You Will Enjoy The Large Covered Front Porch, Beautifully Finished Heart Pine Wood Flooring, And A Decorative Brick Fireplace With Book Shelves. The Four Bedrooms And Two Full Bathrooms Are A Unique Find In These Historic Homes. Use The 3rd & 4th Bedroom With Separate Entrance & Ensuite Bath As Part Of The Home, A Guest Suite Or As A Separate Long-Term/Short-Term Rental Income Opportunity. The Large Eat-In Kitchen Boasts A Separate Entrance, Stainless Steel Appliances And Updated Quartz Countertops With Subway Tile Backsplashes. The Open Dining Room-Living Room Combination With Decorative Fireplace Is Bright And Inviting, Perfect For Entertaining. The Driveway, Air Handler & Condenser Have Been Recently Updated. Wiring Has Been Updated To 200 Amp Service. The Fully Fenced Private Backyard Has A Large 20 X 26 Ft Concrete Patio And Two Storage Sheds. Enjoy Sitting Year-Round On The Recently Refurbished Large Front Porch. The Exterior Has Three Entrances For Easy Access From All Areas Of The Home. This Rare Find Is A Must-See.
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,871 | $1,871 | $2,434 |
Total Monthly Payment | $2,067 | $2,067 | $2,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.