Under contract-accepting backup offers. NO HURRICANE DAMAGE OR FLOODING from Helene or Milton--this house never even lost power. Welcome to Harbor Isle, one of St. Pete’s best-kept secrets. This WATERFRONT home is a paradise for kayakers and paddle boarders, nestled on a saltwater canal (138ft of waterfront) overlooking a serene sanctuary renowned for exceptional bird watching. Cast your line off the newer seawall or marvel at manatees, otters, and a variety of fish species that frequent the waterway. Inside this spacious home, discover a thoughtfully designed layout featuring a split plan. Step into the formal living and dining room adorned with vaulted ceilings, leading seamlessly to a spectacular room with tranquil views. Hurricane impact sliders extend your living space to the screened-in lanai, perfect for outdoor enjoyment. The heart of this home is the beautifully remodeled kitchen, with stainless-steel appliances, lots of counter space and a generous pantry for storage and multiple pull-out shelves throughout the kitchen, it’s a true chef’s delight and a focal point for entertaining. Beyond the kitchen is a separate family room perfect for gatherings and relaxation with its cozy ambiance and a fireplace with more views of the tranquil waterway. The primary bedroom suite has more hurricane impact rated sliding glass doors that provide direct access to your backyard retreat. Additionally, the suite has a spacious renovated bathroom with a dual vanity and a walk-in shower. A large walk-in closet and 2 linen closets ensures ample storage. The additional bedrooms are spacious and share a remodeled second bathroom complete with a luxurious jacuzzi tub. Practical amenities and features abound, including an indoor laundry room with a utility sink, NEW WOOD LOOK TILE FLOORS (2019) , ROOF (2018), NEWER SEAWALL, TOTAL HOUSE REPLUMBED (2019) ADDITION OF A 12 X 6 STORAGE BUILDING (2020), HURRICANE IMPACT RATED DOORS AND WINDOWS (2020 & 2023) Also a bonus if needed this house is fully handicap accessible. This home is located in a cul-de-sac, has room for a pool, is conveniently close to schools, a golf course, the new YMCA, vibrant shops & restaurants along 4th Street, just minutes to downtown St Pete and only 25 minutes to Tampa. This Harbor Isle gem promises not to just be a residence, but a sanctuary where every detail has been crafted for comfort and enjoyment.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $800 | $800 | $800 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,507 | $5,578 | $7,551 |
Total Monthly Payment | $6,432 | $6,503 | $8,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.