Better than new! Welcome to 4020 Balsam Falls Road located in beautiful Deland, FLorida. This home is practically brand new. A blank slate awaiting your personal touch! The open floor plan of this home offers ample space to entertain with the added bonus of a built in surround sound system! The kitchen is complete with ALL appliances and new backsplash. The kitchen and the bathrooms have been updated with solid stone countertops. There are 4 bedrooms along with a flex room that could be used as a 5th bedroom, an office, game room or even a workout room. This is one of the only models offering a beautiful bay window upgrade in the primary bedroom. The primary also has a huge walk in closet along with an expansive bathroom offering dual sinks, walk in shower as well as a soaking tub. This model also includes a large walk in storage closet just outside the primary bedroom. The 8ft glass disappearing sliders lead out to an oversized, screened back porch, overlooking a conservation area. Deland is centrally located between Orlando and Floridas beautiful beaches and known as the "Athens of Florida. " Home to Stetson University and The Athens Theatre. Deland offers a downtown that is charming and vibrant with a distinctive small-town atmosphere. This beautiful home has been very well maintained and is move in ready. Come see it for yourself!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $555 | $555 | $555 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,812 |
Total Monthly Payment | $2,811 | $2,809 | $3,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.