Don’t miss your opportunity to own this spacious 3 bedroom, 2 bath waterfront home in the active boating community of Emerald Pointe. This home has been customized, updated, and meticulously maintained to very high standards. The expanded floor plan gives an incredible amount of interior living space while at the same time maintaining the feeling of an open and bright floor plan. There a few homes with a similar footprint that offer this much space. The home has great curb appeal with its new landscaped front lawn. Upon entering through the leaded glass double front doors, you will be immediately impressed with the large and welcoming entry. Directly in front of you is the formal dining room with an atrium view through large sliders. To the left you will find the expansive kitchen with a separate dining area as well. The kitchen features granite countertops, a large center island with new (’24)cooktop, Stainless Steel appliances, and solid wood cabinets. Turning to the left from entering you will see the living room with its vaulted ceiling and wood burning fireplace. Just beyond the living room is the enclosed bonus/sunroom with a wet bar, additional cabinets, beverage cooler, and built-in desk/cabinets with abundant storage. The primary bedroom is well sized, has direct access to the deck, and has plenty of closet space. The primary bath boasts of dual, split/vanities, granite countertops, separate makeup table, skylights, large linen closet, and a walk-in shower. Just beyond the primary suite is a second large office with a separate mini-split AC. The guest bedroom and bath are equally well appointed and have direct access through a large slider to the side deck. The guest bath has an updated vanity and a jetted tub/shower combination. On the opposite side of the home is the third bedroom placed directly off the kitchen and has a new slider and updated balcony. Outside is a sight to behold! A massive bi-level deck with updated railings, multiple areas for dining and relaxing, and a stairway leading to you own dock with water and electricity for boats up to 40ft. Additional features of this home include: *Full hurricane protection with a combination of of impact doors/windows, accordion shutters and panels* *Security System* AIR CONDITIONED ATTIC SPACE* and more…please see the attached feature list for more details.
Emerald Pointe sits directly on the shore of Charlotte Harbor and is only 5 minutes from downtown Punta Gorda where you can enjoy the many fine restaurants, shops, and the weekly farmers markets. Punta Gorda is alive with concerts, arts & crafts shows, cars shows and much more…something for every taste and interest. And if staying closer to home is your desire, Emerald Pointe offers so much within the community…3 pools, 5 tennis courts, pickleball courts, bocce courts, putting green, fitness center, and a seasonal restaurant. And don’t forget, included in your HOA fees is a boat dock or boat/trailer storage on a first come first served basis. Call for your private showing today…homes with features like this don’t last long. All dimensions and specifications are deemed to be accurate and should be verified by the buyer or to the buyer's agent satisfaction. Community irrigation system is not currently working but will be repaired by Emerald Pointe. Final gutter and downspout work is also in process.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,870 | $3,787 |
Total Monthly Payment | $3,162 | $3,120 | $4,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.