Conservation, Pond View and room for a pool! This gorgeous 4 bedroom 2. 5 bath home backing to conservation with a pond view! The floor plan is open with lots of living space starting with the large kitchen/dining/family room combo, Butler's area, large pantry and a flex area that can be used for anything! The kitchen has ample counter space and cabinets with a large island and Stainless Steel Appliances. As you sit and relax at your custom built firepit and gazebo you'll be truly amazed at the gorgeous views of the pond. Upstairs has a large loft perfect for teens to make their hangout space, all 4 bedrooms are upstairs with new LVP flooring, the Primary bedroom is separated by the loft. The primary bedroom has a HUGE wrap around closet that connects to the laundry room and primary bath. Harmony offers many amenities for you to enjoy including Buck Lake, community-owned boats, fishing pier, walking trails, dog parks, playgrounds, sand volleyball court, basketball courts, ping pong table, 2 community pools and Harmony Preserve Golf Course. Top rated schools – Harmony Community K-5, Harmony Middle School and Harmony High School. CDD is included in the total tax bill
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $3,087 | $3,085 | $3,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.