523 Fern STREET, Oviedo, FL, 32765 | $517,500

Come see this versatile beauty which sits on almost 1/3 of an acre with no HOA, yet is just minutes from OOTP (Oviedo on the Park), shopping, and is walking distance to Stonehill Plaza (with Irish 31, Salsa’s Mexican Cantina, First Watch, BurgerFi etc). This GORGEOUS home was remodeled almost completely between 2019/2020. Features of this amazing property include: remodeled kitchen with beautiful LARGE QUARTZ ISLAND featuring lots of storage, sink, and seating; stainless steel appliances, SOFT CLOSE CABINETS & DRAWERS, 42” uppers with moulding, horizontal drawers for extra storage, QUARTZ COUNTERS, beautiful gray subway tile backsplash, and plenty of storage; open floor plan family room with built-in TV and clean media interface (TV conveys); gorgeous master bath remodel with LARGE WALK-IN SHOWER, dual vanity with QUARTZ COUNTERS, and linen closet; IN-LAW SUITE with FULL BATHROOM (dual vanity, quartz counters, and walk-in shower) which can also be used as a bonus room, large office, media room, play room, or hair salon (has salon chair and sink in place), and it’s own separate entrance; 2nd bath was remodeled in 2019 with new subway tile and new vanity. Other great features of this home include: plantation shutters; gorgeous shiplap accent walls; CUSTOM GARAGE DOOR; brick paver driveway; CAR LIFT in the garage; HIGH IMPACT WINDOWS; nest thermostat; vaulted ceilings in the main house and in-law suite; 6” baseboards; vinyl fencing; SafeTouch Security System; storage shed in backyard; TERMITE BOND; extra parking on side of driveway, almost 1/3 acre lot, and so much more. ROOF (2020), AC (2020), WATER HEATER (2010), IN-LAW ADDITION (2020). Come see it today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1993
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,886
  • Acreage: 0.31
  • Est. Taxes: $3,207
  • Lot Desc: Corner Lot, Street Dead-End
  • Elem. School: Evans Elementary
  • Middle School: Jackson Heights Middle
  • High School: Oviedo High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: O6224781
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/O6224781/523fernstreet_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 12:43:49 AM)
Listing courtesy of VALENCE REALTY GROUP   Phone: 407-797-5034

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

523 Fern STREET, Oviedo, FL, 32765

$517,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $414,000 $414,000 $414,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $267 $267 $267
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,824 $2,752 $3,491
Total Monthly Payment $3,183 $3,111 $3,850

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.