NORTH END-THIS UNIQUE CAPE OFFERS THE BEST OF BOTH WORLDS! Set on a quiet cul-de-sac with a private backyard this house also enjoys easy access to Route 140! First floor features a living room, well appointed kitchen with dining area, a family room with a gas fireplace and skylights, a bedroom and a half bath with convenient first floor laundry. There is a mini split for air conditioning. Upstairs are two more large bedrooms, both have walk in closets, and a full bathroom with a shower. The real bonus is the finished apartment in the basement with its own entrance, features a bedroom, kitchen and full bathroom. The property is connected to city water and city sewer, natural gas, enjoys off street parking, low maintenance exterior and solar panels.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Laminate | Second |
Bedroom 3 | Flooring - Laminate | Second |
Bedroom 4 | Basement | |
Kitchen | Flooring - Laminate | First |
Living Room | Flooring - Wall to Wall Carpet | First |
Master Bedroom | Flooring - Wall to Wall Carpet | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,086 |
Total Monthly Payment | $2,907 | $2,904 | $3,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.