This exquisite 2-story pool home in the Cypress Village of Sugarmill Woods is the epitome of upscale Florida living! Situated on the 8th green of the golf course on nearly half an acre, this beauty has massive curb appeal. Wood beams and stone accents are reminiscent of Tudor architecture, while the programmable irrigation system (2020) keeps the meticulous landscaping lush. It's been brilliantly maintained, with the downstairs AC replaced in 2024 and the upstairs unit in 2023; it was also reroofed in 2017. Even the electrical panel was updated with new breakers and a surge protector in 2022. A unique split-bedroom floor plan features 2 expansive primary bedroom suites. The bedroom on the ground floor offers stunning views of and private access to the pool area, as well as a huge custom walk-in closet. Dual sinks with a built-in vanity, as well as a step-in shower with newer tile (2021) are included in the downstairs primary bathroom. Upstairs, the secondary suite has a roomy loft space that would make an excellent home office or game room. It leads into an enormous custom walk-in closet just outside of the generous bedroom; the bathroom has a standalone shower. Newer French doors (2021) on this level open to a beautiful cedar and black iron balcony overlooking the neighborhood. Downstairs, chic and easy-to-maintain laminate flooring lines the spacious living room. There's plenty of working space in the bright kitchen, which is also filled with modern upgrades, like stone counters and a suite of newer Whirlpool stainless steel appliances (2018). Enjoy the sight of the pool and yard with your morning coffee in the large eating nook, and host family meals in the adjacent dining room. The guest bedroom on this floor has a double closet and access to a full bathroom with soft-close drawers and a tub/shower combo. There's also a huge laundry room with newer cabinetry (2021) and a large sink that serves as a transitional entry from the oversized 4-car garage. Escape to paradise without ever having to leave your backyard! Sip a cool drink under the shade of the tiled lanai with newer ceiling fans (2021) stirring the breeze to keep you comfy. The pool has a waterfall feature and a newer filter (2021). Take in views of the golf course and maybe even spot some wildlife out back. The annual HOA fees in this deed-restricted community are low. Choose an optional membership to the Sugarmill Woods Country Club, which is only minutes away, and get access to their Ron Garl-designed golf course, driving range, putting green, full restaurant, and more. The Oak Village Sports complex, which is a part of the country club, offers a fitness center; junior Olympic-size swimming pool; and tennis, pickleball, bocce ball, and shuffleboard courts. Homosassa Springs Wildlife State Park, where you can picnic and walk the nature trails, is less than 15 minutes away. Located just off US-19, Crystal River, Clearwater, and Tarpon Springs are all easily accessible. Private tours are available. Embrace a luxurious Florida lifestyle and make this home yours ASAP!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,421 | $2,421 | $3,148 |
Total Monthly Payment | $2,756 | $2,756 | $3,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.