$20k PRICE REDUCTION! Just minutes to the heart of St. Augustine's historic district. Move into this REMODELED DUPLEX that offers 3 bedrooms 1. 5 bathrooms on one side ready to call home & on the other side 1 bedroom/ 1 bath producing $1450 of income each month OR rent both & increase that income to $3500/month ($42K ANNUALLY). You will love the private backyard, screened porch & so many updates. Roof 2023, Water Heaters 2023/2021, plumbing & electrical updates & new fence upfront. NO HOA, NOT in a FLOOD zone, & LOW INSURANCE premium. The vacant unit has new LVP waterproof floors, fresh paint, brand-new stainless-steel appliances, new kitchen & updated baths. The occupied unit has LVP throughout & is beautifully maintained. Everything is ready for you to come in live on one side & collect income on the other. Tenant pays their own utilities. Units each have their own meters. 3D tour & video ONLY include UNIT B.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,522 | $3,238 |
Total Monthly Payment | $3,021 | $2,989 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.