UPDATES ALERT! Entire interior painted and new carpet throughout! Sprawling home nestled in nature with easy access to Granite Rail Trail, Rt 13 & 101. This custom-built home is ideal for busy family, professionals, or anyone looking for space. Kitchen features new stove & 2-year-old microwave. New flooring in bathrooms and laundry. Back deck, front porch & stairs above detached garage freshly sanded & stained. Charming farmers porch & private backyard add to ambiance. Main floor includes dining room & private office with fiber optic available. Open-concept design at back is perfect for large gatherings and adjoins full-width deck with propane grill connection. Upstairs, primary suite spans the depth of the house and includes 3 spacious closets & convenient laundry with dual fuel dryer (propane/electric). 3 additional bedrooms & another full bath complete 2nd floor. Includes detached 3rd car garage/workshop with 60-amp service, storage shed & additional space under deck. Updates include 4-year-old roof and a large driveway with a turnaround pad. This bright and inviting home offers dual fuel heating (pellet stove/pellets included), A/C, irrigation, Culligan water softener, attic fan & heated 2-car garage. Move-in ready with many updates, including fresh paint in entire interior & new carpet. Furnace, A/C, septic tanks, pellet stove, sprinkler system & water softener all serviced in June of 2024. Enjoy the natural wildlife, showings begin 7/21/24 at OH.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $740 | $740 | $740 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,159 | $3,159 | $4,109 |
Total Monthly Payment | $3,991 | $3,991 | $4,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.