Whether you are starting out or starting over, this house is the perfect home for you! Enjoy living in the highly sought after Deer Island community where you can savor beautiful sunsets and festive fireworks from your backyard. The open floor plan beckons family and friends together to enjoy the kitchen, dining and living room spaces. The kitchen includes quartz countertops, an island to accommodate bar seating and stainless steel appliances. From these spaces, take in panoramic views of the golf course fairway and picturesque Florida skies, where you’ll enjoy the island’s aviary residents including sandhill cranes, eagles, osprey and various songbirds. The primary suite offers a retreat from the day with the perfect view of the sun setting over the golf course. With three additional bedrooms and an additional bathroom, there is plenty of space for family and guests, or flex those rooms for an at-home office space. Being located on the golf course, there are no rear neighbors allowing for glimpses of Lake Dora and unobstructed views of holiday fireworks from downtown Mount Dora. Additionally, there are no neighbors in the front where, instead, magnolia trees line the golf course’s eleventh hole fairway. Deer Island is a 400-acre natural island surrounded by the waters of Lake Dora and Lake Beauclair, both part of the Harris Chain of Lakes. It features an awe-inspiring, privately-owned 18-hole championship golf course, which was recently named one of America’s Top 50 Public Golf Courses, and also ranks as #5 in the Top 25 Florida Courses! Homeowners are NOT required to be members of the golf course, but memberships are available to residents and the public if desired. From this property, historic downtown Mount Dora is a short boat or car ride away. Mount Dora is known for its charming restaurants, quaint shops and year-round festivals. Additionally, Tavares, “America’s Seaplane City, ” is approximately ten minutes away by boat. The Deer Island community is nestled in central Lake County yet only approximately 45 minutes from Orlando attractions and shopping, as well as approximately 90 minutes to Atlantic and Gulf coast beaches! Watch the video now and schedule your private tour today.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $514 | $514 | $514 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,419 | $3,121 |
Total Monthly Payment | $3,011 | $3,008 | $3,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.