A balance of convenience and privacy, this property offers a secluded location with a connection to all of the region's offerings. Tucked back from the road, this Chalet-style property offers living spaces on both of its two floors, with a comfortable, cool space for the warmer summer months on the lower level, and a bright, open space in the upstairs living area with a fireplace for cozy evenings. The enclosed screened porch from the first floor faces east and has natural shade from the adjacent tree-line. A covered porch faces south, taking in the late afternoon sun. The bedrooms have carpeted floors and closets, each within close proximity to a nearby bathroom. The kitchen is open, includes a large island, and has a dining area adjacent for convenience and delineation of space. The fireplace is modern and centralized to the living space on the first floor. A larger acreage accompanies this property, 7. 8 acres on the Upper Plain is atypical, and the land runs down to the nearby train tracks. The detached two-car garage/barn offers great space for a workshop, storage, or any number of recreational activities or toys that may need their own domicile. The upstairs of this structure offers additional storage or work-space. A truly special offering, conveniently located in Bradford, Vermont. Come see this unique property and how your next chapter could be written here.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,871 | $1,871 | $2,434 |
Total Monthly Payment | $2,505 | $2,505 | $3,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.