Welcome to 6 Emerald Drive, located in the highly desirable North Salem neighborhood. Nestled on a tranquil 1. 75-acre lot with mature landscaping, this charming colonial-style home has been lovingly maintained by its original owners. The first floor features a classic layout with a welcoming living room and dining room at the front, and a cozy eat-in kitchen at the back. A unique step-down salt-box great room, complete with a fireplace and sliding doors, leads to a private, flat backyard—perfect for entertaining. The home offers 3 spacious bedrooms, 2. 5 bathrooms, and nearly 2, 400 square feet of living space. The primary suite includes its own bathroom and walk-in closet, while the other two bedrooms boast hardwood flooring and generous dimensions. One of the standout features is the walk-up finished attic, ideal for an extra bedroom, teen suite, game room, or home office. Additional amenities include a first floor laundry room/walk-in pantry and a 2-stall garage with ample space for a workshop or extra storage. This beautiful home is a rare find and won’t last long—schedule your visit today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $732 | $732 | $732 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,402 | $3,402 | $4,425 |
Total Monthly Payment | $4,226 | $4,226 | $5,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.