NON- SMOKER - An oasis of fine living in this 1388 sq ft. condo on the 3rd floor. There is an Elevator just a few steps away from the front door of this beauty. This home has newer engineered hardwood flooring in the living room / dining room open concept living space. The condo is an end unit with impact double pane windows for light and to save energy. There is an AC that was replaced in 2023. The roof is going to be replaced in 2025 by the condo community. Residents of Gulf Harbor enjoy covered parking and an abundance of green space behind the building, creating a serene and picturesque environment. The monthly fees cover internet, basic cable, building insurance, water, sewer, trash, and use of all the facilities. The community is impeccably maintained and offers two pools, 2 clubhouses, shuffleboard courts, bocce ball and vibrant social activities and events that keep the neighborhood spirit alive and thriving. For those who love the water, the optional private beach access at Gulf Harbor Beach Club is a must, featuring picnic tables, barbecues, and restrooms for an annual fee of just $200 There's also community storage available for your kayak for a fee. Situated close to shopping, restaurants, medical facilities, and more, this condo offers both convenience and a dynamic lifestyle. Whether you're a first-time homebuyer, a professional seeking a peaceful retreat, or someone looking to downsize, this condo at Gulf Harbor is your ticket to living in a prime location. Furniture is negotiable.
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$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,200 |
Total Monthly Payment | $1,118 | $1,117 | $1,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.