Under contract-accepting backup offers. Welcome to this captivating home nestled in the heart of Belle Vista on St. Pete Beach. This charming residence boasts 2 bedrooms and 2 bathrooms, with numerous major component updates including a metal roof, windows, water heater, and AC. It eagerly awaits the personal touch of its new owner to enhance its already impressive features. Sitting on a generous . 21 acre lot, the property offers endless possibilities—expand or customize to suit your preferences. With ample space for a pool, outdoor kitchen, or play area amidst lush greenery and coastal-inspired landscaping, this home epitomizes relaxed beachside living. A delightful bonus room at the rear of the home features high ceilings and abundant natural light, providing a versatile space for various uses (not included in the heated square footage). Additional highlights include fresh exterior paint, gutters, blinds on all windows, and a sprinkler system. This home presents a rare opportunity for those seeking to create their dream coastal retreat. Easily walk to the beach, shopping, restaurants, and the grocery store. A quick drive affords you access to the inner state as well as #1 rated beaches. If you are an avid boater, or looking to pursue boating, there are several marinas and high and drys close by as well as boat clubs/boat rental companies. Don't miss out—schedule your private showing today and discover the potential that awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$505,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $597 | $597 | $597 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,455 | $2,455 | $3,193 |
Total Monthly Payment | $3,144 | $3,144 | $3,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.