Move right into this well-maintained home with only two previous owners - located in a desirable Fairfax neighborhood. The 3-bedroom, 1. 5-bathroom Colonial sits on over 3 acres of lush grass and mature trees. Lay in a hammock and read. Sit and converse by a bonfire with family and friends. Utilize the fence for pets or chickens. Plant extensive flower and vegetable gardens around the property, or simply have lots of outdoor space for games and recreation. The home has newer flooring downstairs, windows, mechanicals, and is generator-ready. On the main level, find a large sitting room and kitchen, along with a half bathroom. In the partially-finished basement, find a bonus space for a home gym, office, or den, along with ample dry storage space. Upstairs, discover three good-sized bedrooms and a bathroom with a just-remodeled shower. Outside, grill on the new patio or enjoy meals al fresco on the recently stained deck. This home is just minutes to local food markets, 20 minutes to Smugglers Notch for skiing, 20 minutes to St. Albans for access to the hospital, parades, shopping and restaurants, and under 30 minutes to Essex, Burlington and Lake Champlain. Schedule a tour to see if this peaceful property in an ideal location could be your next home!
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,037 | $2,008 | $2,649 |
Total Monthly Payment | $2,490 | $2,461 | $3,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.