Introducing 62 South Main Street in Essex, a delightful blend of historic allure and modern comfort. This Federal home features 3 bedrooms, 2. 5 bathrooms, and a spacious 3322 square feet of living space, all situated on an oversized lot in the Essex Village. The heart of the home is the updated Chef's kitchen, complete with 2 dishwashers, subzero refrigerator, & soapstone counters. Throughout the home, you'll find beautiful, refinished hardwood floors that exude warmth and character. Off the kitchen is the large open main living area with a wood burning fireplace. The formal dining room is steeped in natural light making it the perfect place for entertaining or if you prefer this could be an office or family room. A first-floor primary suite rounds out the main level with French doors opening to the back patio. Aloft you will fine 2 ample bedrooms, full bath, family room and a finished 3rd floor that had once been an office. The large yard providesroom for outdoor activities and even has space for a pool. There is also a 2-car detached garage & a fence that ensures privacy, as well as a private outdoor area for relaxing or entertaining. Stay cool in the summer with central AC and take advantage of the full basement for all your storage needs. With its blend of comfort and charm, this home is the perfect place to enjoy the relaxed Essex lifestyle. Perched above South Main, there is very little through traffic and ample privacy. Shopping & dining are just a half mile walk away!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vaulted Ceiling,Hardwood Floor | 14.0 x 10.0 | Upper |
Bedroom 2 | Vaulted Ceiling,Balcony/Deck,Hardwood Floor | 12.0 x 10.0 | Upper |
Dining Room | Hardwood Floor | 15.0 x 16.0 | Main |
Family Room | Hardwood Floor | 20.0 x 17.0 | Upper |
Kitchen | Remodeled,Breakfast Bar,Pantry,Hardwood Floor | 14.0 x 12.0 | Main |
Living Room | Fireplace,Hardwood Floor | 22.0 x 17.0 | Main |
Loft | Hardwood Floor,On 3rd Floor | Upper | |
Primary Bedroom | Vaulted Ceiling,Ceiling Fan,French Doors,Full Bath,Patio/Terrace,Hardwood Floor | 18.0 x 15.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $956 | $956 | $956 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,936 | $6,527 | $8,802 |
Total Monthly Payment | $7,017 | $7,608 | $9,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.