Welcome to the Commons at Cedar; a lovely community tucked away on Poughkeepsie's beautiful southside where you will find tree-lined streets and useful sidewalks. This second floor, garden style unit boasts one of the most desirable locations within the community, as it backs up to the Vassar Farm & Ecological Preserve. Take in lush greenery and the active wildlife from your own balcony. As you approach the front of the building, you are welcomed by attractive plantings. The assigned parking spot is just steps away from the entry staircase. As you open the door and step into the foyer, you will fall in love with the open, flowing floor plan. The spacious living room offers sliding glass doors out to the balcony and flows seamlessly into the formal dining area. The wall from the dining room into the kitchen has been opened up providing easy access into the kitchen making it feel like one continuous space while at the same time offering separate casual and formal dining spaces. The kitchen offers loads of cabinetry and more than ample counter space. You will be impressed with the storage space throughout. There is a large storage closet, a walk-in closet in both bedrooms and a wall of closets off of the entry. The main bath is tasteful and bright. There is also an additional, private half bath in the primary bedroom. Laundry is conveniently located off of the main bathroom. If you wish to partake, this community offers numerous social events and provides many opportunities to mingle with your neighbors and make new friends. Enjoy a beautiful clubhouse, gorgeous pool and tennis/pickleball courts. Conveniently located close to the train station, public transportation, shopping and all amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,200 | $211,200 | $211,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,283 | $1,283 | $1,669 |
Total Monthly Payment | $1,795 | $1,795 | $2,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.