WELCOME to the highly desirable location of Hills Ferry Road, just minutes from Rt. 3 and within the sought after Charlotte Avenue Elementary School district! This sprawling ranch is open and bright with an abundance of natural sunlight upon entrance into the home! The kitchen is vast with cabinetry and stainless appliances that are in great condition! The open concept living/dining and kitchen area allow plenty of usable entertaining space, while the 3 sizable bedrooms and full bath are all located on the primary level for ease of living. The massive finished basement of close to 1, 000 square feet walks right out to the exterior and offers plenty of additional square footage with the potential of an added half bathroom, creating instant equity. The large deck overlooks the peaceful backyard and wooded boundaries! The NEWER heating system is less 2 years old and is extremely energy efficient, in top working order! The hot water tank is NEW! Priced to SELL at under $500k!!!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $535 | $535 | $535 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,377 | $3,092 |
Total Monthly Payment | $2,987 | $2,987 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.