Welcome to 2336 Birch Street, Merrick, NY 11566! This beautifully maintained 4-bedroom, 2-bathroom home is located on a peaceful cul-de-sac. The exterior boasts fresh vinyl siding and a roof, both just 2 years old, ensuring excellent curb appeal and durability. Enter inside to find a spacious living room, formal dining room, and a modern kitchen. The main floor also features a cozy den, a bedroom, and a full bathroom. Upstairs, you'll discover three generously-sized bedrooms and another full bathroom, all recently updated. The garage has been converted into an additional living space, perfect as a potential 5th bedroom. Enjoy outdoor living with a new pool liner installed last year, perfect for summer fun. The home is equipped with a 200 amp electric panel upgrade and a ductless air/heat system, both updated 3 years ago, ensuring comfort and efficiency. Located within 1 mile of all three schools, the Long Island Railroad, and close to Jones Beach, Eisenhower Park, and Newbridge Park, this move-in ready home offers convenience and a vibrant community. Don't miss the opportunity to make this your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.125% | 6.000% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.951% | 6.108% | 5.805% |
Monthly Tax Payment | $1,158 | $1,158 | $1,158 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,698 | $4,072 | $5,595 |
Total Monthly Payment | $4,948 | $5,322 | $6,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.