Experience the perfect blend of historic charm and modern amenities in the heart of Downtown St. Pete. Located just minutes from five Art, History and Children's Musuems and the award winning St. Pete Pier, this unique residence offers a truly one-of-a-kind local experience. This condo offers peace of mind with fully funded reserves and a building that has been completely updated, with the remaining assessment to be paid in full at closing. The small, well-managed HOA board, ensures sound financial oversight and meticulous management. Additionally, the property is located on one of the most reliable power grids in downtown St. Pete and includes water and pest control in the fees. Stepping inside this 2-bedroom, 2-bathroom first-floor condo, you’ll find almost 1, 200 sqft of living space that has undergone a complete renovation boasting nearly $65, 000 worth of upgrades that beautifully marries timeless character with contemporary updates. The open floor plan is bathed in natural light, highlighting the hardwood flooring throughout and complemented by elegant crown molding. The spacious layout seamlessly flows into the stunning kitchen, which has been meticulously renovated with no detail overlooked. Enjoy quartz countertops with barstool seating, stainless steel appliances, open shelving, and a functional butler’s pantry. The oversized owner's suite features a large walk-in closet and an ensuite bathroom with a glass enclosure tub/shower combination, merging modern updates with a classic feel. The guest bathroom is equally impressive, with floor-to-ceiling tilework and a seamless glass-enclosed stand-up shower. The versatile second bedroom includes pocket doors, allowing you to tailor the space to your needs. Additional amenities include a 7'x4'x8' storage cage in the basement, providing ample extra space. Mount Vernon Condos offers residents a variety of on-site amenities, such as an exercise room, a swimming pool with a pavered deck, and a beautiful lobby featuring a pool table, baby grand piano, and plenty of seating for guests. There is also a small library and a kitchen for entertaining, along with gated, assigned parking available at night. This pet-friendly community allows for two pets up to 30 lbs each. Just steps from boutiques and restaurants on Beach Drive, several critically acclaimed museums, and a multi-million dollar pedestrian pier with a marina and waterfront dining, this location is ideal. The nearby Vinoy Hotel and Park, Straub Park, Central Avenue, and the 4th Street N corridor offer year-round events, shops, and restaurants. With easy access to I-275, commuting is a breeze. Don't miss out on this rare opportunity to own a piece of St. Pete's history with all the conveniences of modern living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,183 | $2,839 |
Total Monthly Payment | $2,613 | $2,613 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.