A/O 8/5. Nestled on a tranquil 2-acre expanse of lush, meticulously landscaped grounds complete with a private pond, this elegant 3/4 bedroom colonial residence epitomizes serene country living. Located on a peaceful cul-de-sac within the coveted Hillside Lake Community and mere minutes from the picturesque Dutchess Rail Trail, this home offers the perfect blend of tranquility and convenience. Step onto the charming rocking chair covered porch and immerse yourself in the soothing sounds of nature. Upon entry, the grandeur of this home unfolds with gleaming hardwood floors and a sophisticated foyer that sets the tone for the impeccable craftsmanship found throughout. The inviting living room beckons with a cozy wood-burning stove, perfect for chilly evenings, while the expansive kitchen features abundant cabinets, sleek Corian countertops, and stainless steel appliances. Sliding glass doors lead to an expansive deck overlooking the sprawling backyard oasis, ideal for al fresco dining and entertaining. Entertain guests in the generously sized formal dining room, or unwind in the family room adorned with a second wood-burning fireplace and bathed in natural light. For added convenience, the attached 2-car garage opens into a practical mudroom area with a washer/dryer and large pantry, seamlessly connecting to the kitchen and casual dining space. Upstairs, discover three exceptionally spacious bedrooms and two full bathrooms, including an opulent primary en-suite bedroom with a luxurious walk-in closet plus an office. Need additional space? The vast unfinished basement offers limitless potential for customization and expansion. Outside, the sprawling level backyard invites gatherings around the firepit or tending to raised bed gardens, creating a perfect harmony between relaxation and recreation. Meticulously maintained and move-in ready, this home presents an unparalleled opportunity to experience luxury, comfort, and the idyllic charm of countryside living.
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Our Executive Mortgage Banker:
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$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $943 | $943 | $943 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,917 | $2,917 | $3,793 |
Total Monthly Payment | $3,952 | $3,952 | $4,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.