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4410 Sagefield DRIVE, Saint Cloud, FL, 34773 | $432,400
Welcome to your dream home! ***Closing cost PAID plus receive up to $15, 000 FLEX Cash that can be used to buy down interest rate and/or prepaids saving you thousands with our preferred lender!*** This brand new 4 bedroom, 3 bathroom residence offers luxurious living with an upgraded kitchen featuring granite countertops, a large countertop peninsula, staggered 36" cabinets with crown molding, and beautiful Whirlpool stainless steel appliances. Bedroom #2 includes an ensuite, and all bedrooms come with walk-in closets. The home also features a large covered lanai for outdoor enjoyment and backs up to the preserve, ensuring no rear neighbors. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main, this home provides access to fantastic amenities such as 12. 5 miles of trails and pathways, the stunning Harmony Golf Preserve, and a community garden program. Harmony Central offers an escape from ordinary living with convenience and leisure, featuring a beautiful community pool with cabanas, no CDD, and a very low HOA. Take advantage of closing costs being PAID by Adams Homes and receive up to $15, 000 FLEX Cash, making your monthly payments more manageable by buying down your interest rate and/or prepaids with our preferred lender. Secure your Adams Home today with just a $1000 deposit! *Please note that the colors included in the pictures are not the exact colors for this home
Features
- Rooms: 6
- Bedrooms: 4
- Baths: 3 full
- Laundry: Laundry Room
- Year Built: 2024
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,200
- Acreage: 0.14
- Est. Taxes: $698
- HOA Fee: $750 Annually
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Microwave, Range
- MLS#: O6224067
- Days on Market: 129 days
- Website: https://www.raveis.com
/prop/O6224067/4410sagefielddrive_saintcloud_fl?source=qrflyer
Listing courtesy of ADAMS HOMES REALTY, INC. Phone: 407-523-1030
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4410 Sagefield DRIVE, Saint Cloud, FL, 34773
$432,400
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $345,920 | $345,920 | $345,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $58 | $58 | $58 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,301 | $2,272 | $2,917 |
| Total Monthly Payment | $2,434 | $2,405 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388