Welcome to The Moats, a lovely neighborhood of high-end homes in low-tax Albany, where this meticulously maintained classic Cape-style home is situated. Tucked back through the trees on a large 2. 5 acre corner lot, this home enjoys plenty of peace and privacy all around. The paved driveway leads to a heated 2-car garage underneath the home, or follow the stone steps through the beautiful mature landscaping and bright blue hydrangeas to the front entryway. The main floor has an open concept layout with an eat-in kitchen equipped with newer stainless appliances, granite countertops, and newly refinished hardwood floors. Oversized windows let in tons of natural light, and the living room stays cozy with a gas fireplace fronted with stone tile, a live edge wood mantel, and custom built-in cabinetry. Sliders lead out to the patio area for grilling and dining in the summer. Rounding out the main level are a 3/4 bathroom, den with closet, and a large first floor bedroom with double closets. Upstairs, there are two huge bedrooms with hardwood floors and sliding barn door accents, a large bathroom with a tile and glass shower plus a double vanity. Outside is the backyard oasis! There's space for gardening, a large shed, a patio area with room for a fire pit, space for seating, and a bark mulch yard for easier maintenance. Enjoy easy access to a multitude of hiking trails along the scenic Kancamagus Highway, or walk to the Swift River for a swim.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,456 | $4,458 |
Total Monthly Payment | $3,775 | $3,772 | $4,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.